Fraud

I found this article interesting so I am quoting it on here.
"Insurance fraud has existed ever since the beginning of insurance as a commercial enterprise.Fraudulent claims account for a significant portion of all claims received by insurers, and cost billions of dollars annually. Types of insurance fraud are very diverse, and occur in all areas of insurance. Insurance crimes also range in severity, from slightly exaggerating claims to deliberately causing accidents or damage. Fraudulent activities also affect the lives of innocent people, both directly through accidental or purposeful injury or damage, and indirectly as these crimes cause insurance premiums to be higher. Insurance fraud poses a very significant problem, and governments and other organizations are making efforts to deter such activities."
This just goes to show that it's been happening since the dawn of time, more or less. It's actually becoming a major industry in Canada & U.S, generating over 4 billion annually, in just those two countries.